Do I need to have event insurance?
Typically yes. Please see below for what kind. Insurance waivers can be requested for expressive activity events, but an insurance quote or estimate is still required. Block parties within residentially zoned areas are not required to provide an insurance certificate.
What kind of insurance do I need to get?
Generally speaking and with some exceptions the event organizer/applicant must possess or obtain comprehensive general liability insurance naming the City as additional insured and certificate holder in a combined single limit of at least $1,000,000. This does not apply to block parties.
Where can I get event insurance?
Many insurance providers sell event insurance--Google "one day special event insurance" or speak to your own insurance agent for information.
Can I get insurance requirement waived or excused?
Insurance waivers can be requested for expressive activity events, but an insurance quote or estimate is still required.
When do I need to provide insurance?
30 days prior to the actual event date.