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Sewer Conservation Loan Program

Sewer back-ups or problems are often caused by blockages in your side sewer line.  The side sewer is the pipe that connects your home or business to the City of Tacoma's main lines in the streets. More information about sewer back-ups is available through the Environmental Services department.  

  

Residential Sewer Conservation Loan

The first of its kind in Washington, the residential sewer conservation loan program covers up to 90 percent of side sewer repair or replacement costs. The loan features an interest rate at two percent below the prime rate (with a minimum of four percent) on loan amounts between $1,000 and $10,000. The loan is secured through a security interest (lien) on the project property. 
 

Program Eligibility

If your side sewer needs repair or replacement, you may be eligible for a low-interest sewer conservation loan.  To qualify for the loan, your home must be within the City of Tacoma city limits and be served by Tacoma Wastewater Management. Check your utility bill if you are unsure whether your home meets this criteria. You must have good credit with Tacoma Public Utilities or provide a recent good credit report.

Your side sewer repair or replacement must be for an existing residential structure. New construction or replacement projects already completed are not eligible. Applicants must apply for the loan before the side sewer replacement or repair is completed. Loan disbursement will not take place until project completion is verified by the City of Tacoma's Environmental Services department.

To Apply

  1. Determine cost of project and loan amount 
  2. Download the fact sheet and loan application (PDF)
  3. Complete the application, making sure to fill in all the required information
  4. Send the completed application to:

Sewer Conservation Loan Program
c/o Community & Economic Development Department
747 Market Street, Room 900
Tacoma, WA 98402
Fax: (253) 591-5180

For more information about a residential sewer conservation loan, contact Carol Hassard at (253) 591-5645.

Commercial Sewer Conservation Loan

If your business needs to install equipment to keep pollutants out of the sewer system, we might be able to help you pay for it. The Housing Division offers low-interest loans for up to 90 percent of the estimated cost for industrial pretreatment equipment, grease interceptors, oil/water separators, or almost any other business-related equipment necessary to keep pollutants out of the sewer system.

A Commercial Sewer Conservation Loan features an interest rate at two percent below the prime rate (with a minimum of four percent) on amounts between $10,000 and $100,000.

Program Eligibility

Your pollution prevention equipment or repair must be for an existing commercial structure located within the City of Tacoma city limits and served by Tacoma Wastewater Management. Check your utility bill if you are unsure whether your commercial building meets this criteria. New construction or completed pollution prevention or repair projects are not eligible for this loan. Applicants must apply for the loan before the project is completed. Additionally, your business must have good credit.

To Apply

  1. Determine cost of project and loan amount
  2. Download the loan application packet
  3. Complete the application, making sure to fill in all the required information
  4. Send the completed application to:

          Sewer Conservation Loan Program
          c/o Community & Economic Development Department
          747 Market Street, Room 900
          Tacoma, WA 98402
          Fax: (253) 591-5180

 

For more information about a commercial sewer conservation loan please call Carol Hassard at (253) 591-5645.